Insta Credit

Are you in search of a reliable instant loan app? Your search ends here.

is best low interest rate personal loan app that gives you 100% Online loans from $ 1000 to $ 1,00,000 directly into your bank account. We have many happy customers You can calculate your repayment details in the app itself.

is a leading personal lending mobile based personal loans platform.

is a product of Digital Loans. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc.Get safe, fair, convenient and affordable online loans on Insta Credit – best personal loan app.

1. No credit history required

2. Paperless and digital process on your mobile

3. Get 24*7 access to loan anytime, anywhere

4. Efficient Application Review

5. Disburse to your connected account once approved

6. Low Interest Rate

7. As the credit score grows, the sanctioned amount gradually increases

8. Variety of convenient repayment options

Insta Credit loan example:

- Loan amount: $ 50,000

- Tenure: 12 months

- Interest Rate: 20% per annum

- Processing Fee: $ 1,250 (2.5%)

- New customer onboarding Fee: $ 200

- GST on Processing and Onboarding Fees: $ 261

- Total Interest: $ 5,581

- EMI: $ 4,632

- APR: 23.2%

- Loan amount is $ 50,000. Disbursed amount is $ 48,289. Total loan repayment amount is $ 55,581

Other online loan example:

- Loan amount: $ 10,000

- Tenure: 3 months

- Interest Rate: 27% per annum

- Processing Fee: $ 500 (5%)

- GST on Processing Fees: $ 90

- Total Interest: $ 453

- EMI: $ 3,484

- APR: 34%

- Loan amount is $ 10,000. Disbursed amount is $ 9,410. Total loan repayment amount is $ 10,453

Important Things to Note:

Loan Amount: From $10,000 to $1,00,000

Repayment Duration: From 3 months to 5 years

Annual Interest Rate: From 16% - 34%*

Processing Fees: From 2% - 8%*

Charges Details :

- Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only.

- A small processing fee is charged for loans e.g. for low risk customers 0% - 3% of the principal, for very high-risk customers 2.5% - 7%*.

- One Loans charges one-time service fee while onboarding or during upgrade which is $ 20- $350 depending on the risk profile.

How it works？

1. Install the Insta Credit App from the Play Store.

2. Register an account.

3. Select the product you would like to apply for

4. Fill out the contents, then submit the application

5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.

6. Provide the consent with the loan agreement after the approval

7. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent.

If you have any questions, please send E-mail to us.

Security:All the transactions are secured via a 256-bit SSL encryption.